{"id":583,"date":"2022-12-29T23:42:01","date_gmt":"2022-12-29T22:42:01","guid":{"rendered":"https:\/\/vakifbank.esme-it.at\/?page_id=583"},"modified":"2023-03-08T16:51:16","modified_gmt":"2023-03-08T15:51:16","slug":"agb","status":"publish","type":"page","link":"https:\/\/vakifbank.esme-it.at\/en\/agb\/","title":{"rendered":"AGB"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"583\" class=\"elementor elementor-583\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-92db7dc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"92db7dc\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-dff7500\" data-id=\"dff7500\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f6340d8 elementor-widget elementor-widget-heading\" data-id=\"f6340d8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Allgemeinen Gesch\u00e4ftsbedinungen<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-581bcc7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"581bcc7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6d6a08e\" data-id=\"6d6a08e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0a5e3a6 elementor-toc--minimized-on-tablet elementor-widget elementor-widget-table-of-contents\" data-id=\"0a5e3a6\" data-element_type=\"widget\" data-settings=\"{&quot;headings_by_tags&quot;:[&quot;h3&quot;],&quot;exclude_headings_by_selector&quot;:[],&quot;marker_view&quot;:&quot;numbers&quot;,&quot;minimize_box&quot;:&quot;yes&quot;,&quot;minimized_on&quot;:&quot;tablet&quot;,&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-toc__header\">\n\t\t\t<h2 class=\"elementor-toc__header-title\">\n\t\t\t\tHier finden Sie die Allgemeinen Gesch\u00e4ftsbedingungen der <em>Vak\u0131fBank<\/em> International AG\t\t\t<\/h2>\n\t\t\t\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--expand\"><i class=\"fas fa-chevron-down\"><\/i><\/div>\n\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--collapse\"><i class=\"fas fa-chevron-up\"><\/i><\/div>\n\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-toc__body\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<i class=\"elementor-toc__spinner eicon-animation-spin eicon-loading\" aria-hidden=\"true\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e5809ff elementor-widget elementor-widget-text-editor\" data-id=\"e5809ff\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h3 style=\"text-align: left;\"><strong>General terms and conditions<\/strong><\/h3>\n<p style=\"text-align: left;\"><a href=\"https:\/\/vakifbank.esme-it.at\/wp-content\/uploads\/user_upload\/docs\/AGBG_VakifBank_September_2018.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Allgemeine Gesch\u00e4ftsbedingungen (Fassung 2018)<\/a><a href=\"http:\/\/vakifbank.at\/wp-content\/uploads\/user_upload\/docs\/Merkblatt_EK.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\nMerkblatt Europ\u00e4ische Kommission<\/a><\/p>\n\n<h3 style=\"text-align: left;\"><strong>Allgemeine Gesch\u00e4ftsbedingungen (Gegen\u00fcberstellung)<\/strong><\/h3>\n<p style=\"text-align: left;\"><a href=\"https:\/\/vakifbank.esme-it.at\/wp-content\/uploads\/user_upload\/ACTUAL\/Gegenueberstellung_AGB_Fassung_2018_vs_2022_April.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Gegen\u00fcberstellung der Allgemeinen Gesch\u00e4ftsbedingungen (Fassung 2022)<\/a><\/p>\n\n<h3 style=\"text-align: left;\"><strong>Kundeninformation\u00a0zu Zahlungsdienstleistungen f\u00fcr Verbraucher<\/strong><\/h3>\n<p style=\"text-align: left;\"><a href=\"https:\/\/vakifbank.esme-it.at\/wp-content\/uploads\/user_upload\/docs\/ZADIG_Fassung_2015-2.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Allgemeine Informationen zu Zahlungsdienstleistungen (Fassung 2015)<\/a><\/p>\n\n<h3 style=\"text-align: left;\"><strong>Bezugskarten &#8211;\u00a0Anhang zu den Allgemeinen Gesch\u00e4ftsbedingungen<\/strong><\/h3>\n<p style=\"text-align: left;\"><a href=\"https:\/\/vakifbank.esme-it.at\/wp-content\/uploads\/user_upload\/docs\/Besondere_Bedingungen_Bezugskarten_Fassung_2015.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Besondere Bedingungen f\u00fcr Bezugskarten (Fassung 2015)<\/a><\/p>\n\n<h3 style=\"text-align: left;\"><strong>Electronic Banking &#8211; Anhang zu den Allgemeinen Gesch\u00e4ftsbedingungen<\/strong><\/h3>\n<p style=\"text-align: left;\"><a href=\"https:\/\/vakifbank.esme-it.at\/wp-content\/uploads\/user_upload\/docs\/ELBA%20Bedingungen_Fassung_2015.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Beding. f\u00fcr Electronic Banking-Leistungen (Fassung 2015)\u00a0<\/a><\/p>\n\n<h3 style=\"text-align: left;\"><strong>Sparen\u00a0&#8211; Anhang zu den Allgemeinen Gesch\u00e4ftsbedingungen<\/strong><\/h3>\n<p style=\"text-align: left;\"><a href=\"https:\/\/vakifbank.esme-it.at\/wp-content\/uploads\/user_upload\/docs\/Bedingungen%20Spareinlagen%202015.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Bedingungen f\u00fcr das Spareinlagengesch\u00e4ft (Fassung 2015)\n<\/a><a href=\"https:\/\/vakifbank.esme-it.at\/wp-content\/uploads\/user_upload\/ACTUAL\/Gegenueberstellung_VakifBank_Bedingungen_fuer_das_Spareinlagengeschaeft_Fassung_2015_vs_Fassung_2022.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Gegen\u00fcberstellung Bedingungen f\u00fcr das Spareinlagengesch\u00e4ft (Fassung 2022)<\/a>\n<a href=\"https:\/\/vakifbank.esme-it.at\/wp-content\/uploads\/user_upload\/docs\/Fixzins_Vermoegenssparen_-_Bedingungen.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Besondere Bedingungen f\u00fcr das VakifBank-Verm\u00f6genssparen (Fassung 2021)<\/a><\/p>\n\n<h3 style=\"text-align: left;\"><strong>Termingeldeinlagen &#8211; Anhang zu den Allgemeinen Gesch\u00e4ftsbedingungen<\/strong><\/h3>\n<p style=\"text-align: left;\"><a href=\"https:\/\/vakifbank.esme-it.at\/wp-content\/uploads\/user_upload\/ACTUAL\/Besondere_Bedingungen_fuer_Termingeldeinlagen.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Special conditions for time deposits<\/a><\/p>\n\n<h3 style=\"text-align: left;\"><strong>Kundeninformation<\/strong><\/h3>\n<p style=\"text-align: left;\"><a href=\"https:\/\/vakifbank.esme-it.at\/wp-content\/uploads\/user_upload\/vakifbank\/Kundeninformation_GMSG_CRS.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Gemeinsamer Meldestandard-Gesetz (GMSG)<\/a><\/p>\n<p style=\"text-align: left;\"><a href=\"https:\/\/vakifbank.esme-it.at\/wp-content\/uploads\/user_upload\/vakifbank\/Datenschutzinformation_nach_GMSG.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Datenschutzinformation nach GMSG<\/a><\/p>\n<p style=\"text-align: left;\"><a href=\"https:\/\/vakifbank.esme-it.at\/wp-content\/uploads\/user_upload\/docs\/Kundeninformation_fuer_Neukunden_KEStAbzug_wg_beschr_Steuerpflicht.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Kundeninformation f\u00fcr Neukunden KEStAbzug wg beschr Steuerpflicht<\/a><\/p>\n\n<h3 style=\"text-align: left;\"><strong>Entgeltinformationen f\u00fcr Verbraucherkonten<\/strong><\/h3>\n<p style=\"text-align: left;\"><a href=\"https:\/\/vakifbank.esme-it.at\/wp-content\/uploads\/user_upload\/docs\/Entgeltinformation_Pensionskonto.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Entgeltinformation f\u00fcr Pensionskonto<\/a><\/p>\n<p style=\"text-align: left;\"><a href=\"https:\/\/vakifbank.esme-it.at\/wp-content\/uploads\/user_upload\/docs\/Entgeltinformation_Privat-Gehaltskonto.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Entgeltinformation f\u00fcr Privat-und Gehaltskonto<\/a><\/p>\n<p style=\"text-align: left;\"><a href=\"https:\/\/vakifbank.esme-it.at\/wp-content\/uploads\/user_upload\/docs\/Glossar.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Glossar gem\u00e4\u00df Verbraucherzahlungskontogesetz (VZKG)<\/a><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Allgemeinen Gesch\u00e4ftsbedinungen Hier finden Sie die Allgemeinen Gesch\u00e4ftsbedingungen der Vak\u0131fBank International AG Allgemeine Gesch\u00e4ftsbedingungen Allgemeine Gesch\u00e4ftsbedingungen (Fassung 2018) Merkblatt Europ\u00e4ische Kommission Allgemeine Gesch\u00e4ftsbedingungen (Gegen\u00fcberstellung) Gegen\u00fcberstellung der Allgemeinen Gesch\u00e4ftsbedingungen (Fassung 2022) Kundeninformation\u00a0zu Zahlungsdienstleistungen f\u00fcr Verbraucher Allgemeine Informationen zu Zahlungsdienstleistungen (Fassung 2015) Bezugskarten &#8211;\u00a0Anhang zu den Allgemeinen Gesch\u00e4ftsbedingungen Besondere Bedingungen f\u00fcr Bezugskarten (Fassung 2015) Electronic Banking &#8211; [&hellip;]<\/p>","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_uag_custom_page_level_css":"","footnotes":""},"class_list":["post-583","page","type-page","status-publish","hentry"],"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false,"trp-custom-language-flag":false},"uagb_author_info":{"display_name":"caner","author_link":"https:\/\/vakifbank.esme-it.at\/en\/author\/caner\/"},"uagb_comment_info":0,"uagb_excerpt":"Allgemeinen Gesch\u00e4ftsbedinungen Hier finden Sie die Allgemeinen Gesch\u00e4ftsbedingungen der Vak\u0131fBank International AG Allgemeine Gesch\u00e4ftsbedingungen Allgemeine Gesch\u00e4ftsbedingungen (Fassung 2018) Merkblatt Europ\u00e4ische Kommission Allgemeine Gesch\u00e4ftsbedingungen (Gegen\u00fcberstellung) Gegen\u00fcberstellung der Allgemeinen Gesch\u00e4ftsbedingungen (Fassung 2022) Kundeninformation\u00a0zu Zahlungsdienstleistungen f\u00fcr Verbraucher Allgemeine Informationen zu Zahlungsdienstleistungen (Fassung 2015) Bezugskarten &#8211;\u00a0Anhang zu den Allgemeinen Gesch\u00e4ftsbedingungen Besondere Bedingungen f\u00fcr Bezugskarten (Fassung 2015) Electronic Banking &#8211;&hellip;","_links":{"self":[{"href":"https:\/\/vakifbank.esme-it.at\/en\/wp-json\/wp\/v2\/pages\/583","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vakifbank.esme-it.at\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/vakifbank.esme-it.at\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/vakifbank.esme-it.at\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/vakifbank.esme-it.at\/en\/wp-json\/wp\/v2\/comments?post=583"}],"version-history":[{"count":25,"href":"https:\/\/vakifbank.esme-it.at\/en\/wp-json\/wp\/v2\/pages\/583\/revisions"}],"predecessor-version":[{"id":2560,"href":"https:\/\/vakifbank.esme-it.at\/en\/wp-json\/wp\/v2\/pages\/583\/revisions\/2560"}],"wp:attachment":[{"href":"https:\/\/vakifbank.esme-it.at\/en\/wp-json\/wp\/v2\/media?parent=583"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}