Information for whistleblowers VakifBank places great importance on integrity, transparency and compliance with the highest ethical standards. Our whistleblowing system provides you with a secure and confidential way to report any potential violations or misconduct that may concern the bank, its employees or its business practices. We encourage both employees and external persons to submit reports if they become aware of potential breaches of rules, illegal conduct or other misconduct. Please note that all reports are treated in strict confidence and that we protect whistleblowers from possible adverse consequences. Below you will find all information on the available reporting channels: Reporting channels for whistleblowers 1. internal channels - Whistleblowing Website: contact form below - e-mail: whistleblowing@vakifbank.esme-it.at - Telephone: +43 (1) 512 35 20-725 (Compliance) 2. external channels If you are not satisfied with the way your report has been processed, you can contact the following external bodies:

Option	Details
Financial market supervision (Finanzmarktaufsicht)	https://www.fma.gv.at/whistleblowing/
Office of the Public Prosecutor for Economic Affairs and Corruption (Wirtschafts- und Korruptionsstaatsanwaltschaft)	Whistleblower system (information on the investigation of white-collar crime and corruption)
Federal Chancellery (Bundeskanzleramt)	https://www.bundeskanzleramt.gv.at/service/whistleblower-stelle-fuer-rechtsverletzungen.html
Federal Competition Authority	https://www.bwb.gv.at/kartelle_marktmachtmissbrauch/whistleblower_werden
Fraud Prevention Office	https://www.bmf.gv.at/services/aemter-behoerden/abb.html
EU Commission	Sanctions: https://eusanctions.integrityline.com/frontpage https://finance.ec.europa.eu/eu-and-world/sanctions-restrictive-measures_en#whistleblower Competition law: https://competition-policy.ec.europa.eu/antitrust-and-cartels_en https://competition-policy.ec.europa.eu/index/whistleblower_en European Anti-Fraud Office: https://anti-fraud.ec.europa.eu/olaf-and-you/report-fraud_de

Confidentiality and protection VakifBank is committed to treating the identity of whistleblowers in strict confidence and providing comprehensive protection. Your report will only be reviewed by the responsible departments, and your identity will not be disclosed unless this is legally required, for example in the course of investigations by public authorities. Whistleblowers are also fully protected against disadvantage, discrimination or retaliation. If you nevertheless experience any negative consequences, you may contact us so that appropriate protective measures can be taken. Thank you for your support in maintaining integrity and compliance at VakifBank.